Reflections From our Graduates

sherry

(Class of 2022-23)

"MSc in Financial Technology Programme at CUHK is distinguished not only by its exceptional and flexible curriculum but also by the professionalism and dedication of its professors and staff. This programme has not only enriched my knowledge in the field of fintech but has also specifically empowered me to delve into the realm of data science and its real-world implications. In particular, I was able to gain practical insight into the field of fintech by participating in an 8-month-long industrial project and a 3-month internship at two leading financial companies. There, I was able to understand the applications of data science in finance, as well as the management of fintech projects. These experiences have further enhanced my expertise and prepared me to make significant contributions to the fintech sector in my career.

Overall, this master programme has enlightened me about my career choices and provided great support for me to start my career. I sincerely recommend the MSc FinTech programme at CUHK!"



Duncan

(Class of 2022-23)

"My time as a CUHK Fintech student has been transformative. I have gained a deep understanding of the synergies between finance and technology, and the potential I hold for shaping the future of the industry. With my interdisciplinary knowledge, ethical considerations, and global perspective, I am ready to embark on our Fintech careers, making meaningful contributions and driving positive change in the financial world.

I wish to mention the unforgettable experience in the Hang Seng Bank industrial project. There, I learned not to think as a student or a customer, but to program like a real banker. Fortunately, I have my advisors, Anthony, and Prof. Leung, beside me, and help me, and give me confidence. It was a hard way to learn knowledge, but also an effective method to improve oneself. "

Tingxian

(Class of 2022-23)

"Studying in MSc FinTech Program in CUHK is a fantastic journey for me. The professional teaching staff have rich working experience in well-known companies and teach us cutting-edge knowledge with real work cases. Besides, the Division also offers abundant career activities like recruitment talks, company visits, and workshops. Through the communication with the employees, I have a clearer understanding and goal of my future career.

What’s more, I am glad to have a 3-month internship in BOCHK under the supervision of Prof. Chan. During the internship, I applied what I have learned in the programme and gained a lot of practical skills. All in all, CUHK MSc FinTech is a good programme which I highly recommend you to have a try."



Chris

(Class of 2022-23)

"I am immensely grateful for the comprehensive education and hands-on experiences I received from the Master of Financial Technology Programme in CUHK. Given the opportunity participating in both the industrial project track and the internship track was not only a privilege but also a testament to the program's depth and commitment to real-world applicability. These experiences have been instrumental in shaping my perspective and skills in the fintech domain. I can confidently say that this program has equipped me with the knowledge and the practical insights required to make meaningful contributions to the ever-evolving world of financial technology and start my career in Hong Kong."

Jiabing

(Class of 2020-21)

"In the Fintech program, I learned more about the financial management structures in Hong Kong. As the development of financial technology is the general trend, the program took me into the Fintech industry.  The program also improves my ability on time management to complete several projects in a couple of weeks and provides many opportunities to communicate with my classmates. While jointly completing several group projects, I have strengthened team awareness, given full play to the expertise of the team members, and enhanced my leadership as well. In addition, this major gave me the opportunity to be a representative of the department, while I host a few events for students to study as a group, enjoy the outdoors, discuss career planning, and exchange industry information."



Lucia

(Class of 2020-21)

"The Fintech program provides me with advanced knowledge in finance and technologies, such as financial infrastructure, blockchain, cyber security, Regtech, Insurtech, and so on. Also, the program attaches great importance to theoretical knowledge and practical application providing many opportunities to implement in certain real life through industrial projects and internship courses. The completion of the program study broadens my real financial market horizon and enhances my technological ability, which helps me a lot in my career development."

JENNY

(Class of 2021-22)

"Financial technology has shaped our future to provide a seamless and stand-out experience for every party in financial sector. When diving into this aspect with my professors and fellow classmates, I have learned cutting-edge technologies and further consolidate my knowledge foundation through various in-class practice projects. Well-designed curriculums and diversified elective course could satisfy needs of students with different background. In CUHK Fintech program, we also share innovative ideas in finance outside classroom. Fintech Forums, practice project with financial institutions and plentiful network chances have broaden my horizons. In the journey with CUHK Fintech, we are able to explore our career destination during intensive learning, and our department is also supportive in providing career opportunities via industrial project and internship courses. I would highly encourage others to join CUHK Fintech program as the best option to embrace opportunities for growth in the re-bounce."



frank

(Class of 2021-22)

"I am working in banking industry for over ten years. In light of rapid technological advancement and its growing impact on the banking industry, regulator announced number of initiatives to prepare Hong Kong to move into a new era of Smart Banking. The initiatives aim to help the banking sector to rise to a higher level and embrace the enormous opportunities brought about by the convergence of banking and technology. This master program can supplement to my existing work knowledge in banking compliance and benefit me to develop my future career in Regtech and Suptech.  
It was a great experience to complete the two-semesters industrial project with academic supervisor and industrial supervisor from Bank of China. Throughout the project, academic supervisor kept inspiring me to think in different angles and suggest me a right approach to present my report, while industrial supervisor provided practicable guidance and shared with me her industry experience pursuant to the implementation of fintech projects in the bank."

molly

(Class of 2021-22)

"MSc FinTech Programme in CUHK has offered abundant courses that can help us learn the most cutting-edge and professional knowledge from both the financial and technology fields. During my studies various forms and seminars were also held to demonstrate the development trends of the industry. In addition, there are three track options for us to choose from according to our different future plans, and I chose the internship track cooperating with Hang Seng Bank. This internship has enhanced my understanding of FinTech products and benefited my job seeking a lot. Another deep impression I have on this programme is that all the professors are very professional, patient and responsible. Some of them are from academia while others are from the industry, but they all have very strong professional skills and provide us with selfless help. I really appreciate the precious one-year journey with MSc FinTech in CUHK and I will strongly recommend others to join this programme."



Jean

(Class of 2021-22)

"Crowned as an internationally research-led university renowned for its academic rigor, research achievements and diverse student body, CUHK gave me an opportunity to work at the forefront of research on FinTech alongside world-class professors and academicians, and also allowed me to establish a wide network of like-minded individuals simultaneously. More significantly, the well-designed curriculum enabled me to investigate necessary knowledge and skills in technologies such as Cryptocurrency, Blockchain, data science for finance, as well as gave me an in-depth understanding of finance and law represented by financial markets, financial engineering, regulatory strategies etc. Additionally, during the internship course in HASE, I helped facilitate the implementation of the bank’s fintech related change initiatives, which was a very valuable experience for me. All in all, I feel fortunate enough to have participated in this programme to accumulate my knowledge reserves regarding FinTech and enhance my employability."

Peter

(Class of 2021-22)

"Based in Hong Kong, one of the world's financial centers, MSc in Financial Technology at CUHK has been highly beneficial to me. The varied curriculum design and three distinct tracks allow each student to find a path that is most suitable for them. Furthermore, the unique internship course enabled me to apply the state-of-the-art FinTech knowledge I learned in the classroom to the real world, deepening my understanding and application of it, and interactions with regulators, professors, and experts from technology and finance industry which enlightened me to understand the characteristics and pain points of the Hong Kong financial market, providing me with a good start to my career."




Yuheng

(Class of 2020-21)

"After working for many years as a product management professional in the tech industry, I made a bold decision to pursue my second master's degree in FinTech. CUHK's Master of Financial Technology provided me with the right balance of financial literature and technological advances, from financial markets & instruments, advanced financial infrastructure, and state of the art deep reinforcement learning. I strongly believe that no matter if you are a creative type of entrepreneur or simply looking for intellectual challenges, you will find the perfect combination of core and elective courses offered in the program. After completing the program, thanks to all my supervisors and diversified classmates, I'm well prepared for a new job leading the digital transformation and FinTech initiatives for a bank in Hong Kong."

taichen

(Class of 2020-21)

"FinTech may sounds like a brand-new direction for a MSc program, but we have the most experienced professors from both academia and industry. The most valuable experience from the MSc FinTech program is that I obtained not only the opportunity but also the ability to connect FIN and TECH. The courses lead us to observe the skyrocket developing applications in the frontier industry, offered us precious opportunities to have direct conversations and workshops with experts from top fintech companies. After the two-semester-long course study, I took my understandings and ideas to start the industrial project in ASTRI, which provided me a platform to practice what I learned and realize my ideas.

This one-year-journey, indeed, strengthened my programming skills and broadened my horizon in the financial market. which constructed my capability for the future development."



David

(Class of 2020-21)

"Choosing the CUHK Fintech project is one of my best choices in my life. With professional teachers and practical curriculums, I learned a lot in Fintech theory and applications, such as blockchain, cloud, Regtech, Suptech and so on. Furthermore, the opportunity of being an intern in a big corporation is also fascinating for me. I am very honored to have the chance working in Hang Seng bank, which broadened my horizons and enhanced my career skills. Instructed by experienced mentors and assigned with challenging but interesting assignments, I became more innovative, interactive and effective, helping me transfer from a business student to a Fintech student. Without this unforgettable experience, I won't consider starting my career in Hong Kong."

Zhibo

(Class of 2020-21)

"Free course selection and reasonable time arrangement provide convenience for students to participate in the internship during the day, so that we can adapt to the working environment in advance. At the same time, this master's course also provides three tracks, course/ industrial project/ practicum, for students to choose freely. From the industrial project experience in ASTRI, I have a deeper understanding and practice of blockchain development. Professor Lei in ASTRI also provided me with many part-time jobs and job opportunities. Now I am working in Citic Securities, which is largely due to the experience and insight I gained during the master's programme."



Frank

(Class of 2019-20)

"Having joined and completed the MSc in FinTech Programme at CUHK is one of the best decisions in my life. One of the key highlights of the programme is the industrial project which gives opportunities to work with industry partners to solve real-life business problems. The industrial supervisor from ZA Bank offered me many invaluable comments, which have greatly broadened my horizon in virtual banking industry. My heartiest thanks flow to my academic supervisor, Professor C.K CHAN, for his helpful guidance and constant encouragement throughout the whole study journey. I would highly recommend this programme to those who want to work in the financial technology industry without hesitation."

Avery

(Class of 2019-20)

"The courses delivered by the programme cover both the most essential and trending topics in the FinTech industry. The hybrid study mode with industrial inputs not only builds a very solid academic foundation but also provides very practical and hands-on knowledge. As a student with previous working experience, the curriculum and the learning outcome perfectly meets my expectation, helping me boost my career.  I had a wonderful and happy memory in the FinTech internship at Hang Seng Bank, which enriched my knowledge base with real and valuable industry input. I gained quite a lot by working with senior and experienced people from different lines of business, which certainly leveraged my overall skillset and mindset. This experience, at the same time, has increased my competitiveness in the job market."



Alvin

(Class of 2019-20)

"The fintech programme offers a diverse, solid and flexible curriculum that allows us to choose courses and tracks based on individual’s career plans. The professors are not only experts with FinTech academic knowledge, but they also have rich experience in the fintech industry so that they can bring real-world fintech landscape to us. Coming from a technology background, I was able to grasp the technical applications related to blockchain in the course, in addition to the financial and financial literacy and even the RegTech aspects, the collision of finance and technology created a wonderful spark. My career goal is to become a business analyst, in the internship with Hang Seng Bank, which we worked with on our academic project, Hang Seng Bank assigned us a lot of professional mentors in related industries and different department, which enable me to have a deeper understanding of the financial technology industry, and also have a clearer career plan for myself."

Brendan

(​​​​​Class of 2019-20)

"Thanks for the course, which taught me about the financial infrastructure. I am now familiar with the three main dimensions of fintech, i.e. financial services, technology, and compliance. For the compliance part, the HKMA and the course about law gave us a strong thinking set for compliance and regulation. Also, the lab section taught me the basis of blockchain deployment and gave me a deeper understanding of the components, the data flow, and consensus algorithm which is useful for the development of my career."




illya

(Class of 2019-20)

"The curriculum of this programme is substantial and extensive. On the basis of understanding the relevant principles of finance and technology, the programme gives opportunities for students to practice in FinTech industry, so as to broaden students’ horizons. As a student of this programme, I obtained simultaneously advanced knowledge in technologies for finance and practical experiences in FinTech industry. I had an unforgettable and meaningful project experience with Development Bank of Singapore. When working on this project, I gained deeper understanding of the internal operation of a bank through communicating with different industry supervisors. Professor King, as our academic supervisor, provided us with multi-angle solutions, which enriched our knowledge and improved our professional skills. As a non-CS based student, I have gone through a rewarding trip in the process of completing this industrial project."

TIA

(Class of 2019-20)

"I had a really wonderful time studying MSc FinTech programme in CUHK. The MSc FinTech programme not only provides cutting-edge theoretical knowledge about the financial technology industry, such as blockchain and cryptocurrencies, electronic payment, underlying technology applications, quantitative investment, etc., but it also gives us enough practical opportunities to practice in these directions, so as to find a suitable direction for our future development. I have benefited a lot from the industrial project and seminars with related professionals in the Hong Kong industry. Studying in this programme not only deepens my understanding of FinTech knowledge theoretically, but also greatly improves me in practice."



Zequn

(Class of 2019-20)

"I learned both analytical skills and technical skills that I rely on in my current job. Besides, the programme has afforded me an opportunity to do an industrial project and build an impressive platform by myself. This expressive has provided not only an academic research perspective, but a deeper understanding of market insights, user requirements, product design, and how to build an ecosystem. In the process of the project, I felt so lucky to make a group of friends, and we helped with each other and talked about our thought, which also provided me invaluable knowledge and skills."

erica

(Class of 2019-20)

"CUHK FinTech is a brand-new major. At first, I was not sure about my career direction but I think FinTech is a vigorous direction in the future, so I chose it. After successful admission, I realized that this programme has rich scholarship resources and a variety of courses for us to choose, including technology-oriented ones and business-oriented ones. We can also get access to the cutting-edge knowledge, such as blockchain, algorithm-driven trading strategies, etc., giving us a good platform to be a talent with both technology and financial background. Besides, FinTech provides us with additional enrichment training opportunities, such as FinTech-related internships and projects, which cooperates with well-known banking institutions in Hong Kong (including HSBC, DBS, Zhongan, etc.), so that we can apply our knowledge to real-world scenarios. I benefited a lot from the industrial project, which determined my future career path. In a word, FinTech let us get in touch with the current cutting-edge industry knowledge in a short period of time. It also let us be competitive while applying for jobs. I am so grateful for the platform Fintech has provided. Join Fintech, it won’t let you down!"



Sean

(Class of 2019-20)

"The programme provides a great opportunity for students to practically utilize financial technology theories by either the internship course or the 2-semester industrial project. During the industrial project that I selected, I was able to participate in open banking framework as well as financial product promotion design led by RBWM department and follow standard programme development flow of the digital team in HSBC. The industrial supervisor from HSBC provided me hands-on experience and on-site guidance in West Kowloon. Not only could I access the classified internal banking documentations, but I could also be a real member in the team. The academic supervisor Professor C.K CHAN, also the programme director gave precious comments during the weekly meeting and offered assistance along the whole term and often invited experienced guest speakers from the field, thus I could constantly deepen my understanding of the industry and complement on my industrial project. This 2-semester industrial project has laid a solid foundation for my product development as well as oral presentation skills that contributes to my career."

serena

(Class of 2019-20)

"The one-year MSc FinTech programme not only strengthened my IT skills, but also enhanced my mathematical knowledge. One of the key highlights of this programme is the capstone project collaborating with world-renowned banks and fintech companies. Through the project I accumulated lots of machine learning techniques with the help of both the academic advisor and the industry advisor. Because of this postgraduate programme and the Finance background in the undergraduate study, I have a chance to become an inter-disciplinary talent.  Besides, I’m exposed to a huge amount of cutting-edge knowledge, ideas and innovations about FinTech which deepens my interest. The high level of academic pressure also explores the greater possibilities of myself. Now I will pursue a PhD degree in order to conduct more researches and try to make more contributions in this area."



Tanya

(Class of 2019-20)

"With the rapid development of technology, financial technology is becoming a maturing industry and is bringing revolutions to the financial world. This master programme gave me an enhanced understanding of advancing Fintech innovations and technologies by learning from Blockchain and cryptocurrencies to finance, RegTech and data analytics. I also appreciated that the internship course provided a platform for cooperating with the top banks in Hong Kong. It gave me a chance to have a new understanding of the technologies set to shape the future of the banking industry by doing complex real-world projects and works. From the internship experience in HASE, I not only strengthened my hard skills but also learned how to change my way of working in a Fintech team environment. With the combination of theoretical knowledge and practice, this programme showed me the shifting nature of Fintech and will be really worthy and helpful for my further career and life."

Sophia

(Class of 2019-20)

"The courses provided by Fintech programme helped me build up the framework for the Financial Technology Concept. It not only taught me basic knowledge about advanced technology and financial market, but it also gave a new understanding of innovation and development trends for the whole financial field. I was able to study deeply, using cases and tools, such as AWS and R, to build a virtual platform by myself. In addition, I am honored to have had the opportunity of working at Hang Seng Bank as a Fintech project assistant for 3 months. This internship experience enabled me to apply what I have learned, and also let me touch the daily work and business of one of the most excellent banks in Hong Kong. In short, the fintech programme has enriched my experience and reinforced my career goal. It is really a good experience."


Anqi

(Class of 2019-20)

"The setting of the project allows students to have a more comprehensive knowledge of financial and technical background to adapt to future talent needs. In addition, there are also opportunities to participate in internships or projects of off-campus companies to enrich students' experience."

Rafael

(Class of 2019-20)

"FinTech is all around us today. As a fast-growing industry with tremendous potential, it is essential for us to have a basic understanding of FinTech. For me, MSc in Financial Technology programme offers me both high-quality courses and valuable practical experience during the industrial project. At the end of this one-year programme, my programming skills and business insights have reached a new level. Recently, I was lucky to get an opportunity to work as a data analyst in the Internet industry. To some extent, it is this solid programme that has increased my competitiveness in the workplace."